Last updated: January 1, 2026
By accessing or using NextCard services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.
NextCard provides a virtual credit card management platform that allows users to create, manage, and monitor virtual credit cards for online transactions. Our services include AI-powered fraud detection, spending analytics, and real-time transaction monitoring.
You are responsible for maintaining the confidentiality of your account credentials. You must provide accurate and complete information when creating your account. NextCard reserves the right to suspend or terminate accounts that violate these terms.
You agree not to use NextCard services for any illegal or unauthorized purposes. You must comply with all applicable laws and regulations in your jurisdiction while using our services.
Certain features of NextCard may require payment of fees. All fees are non-refundable unless otherwise stated. We reserve the right to change our pricing with 30 days notice.
Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy. We implement industry-standard security measures to protect your data.
NextCard shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services. Our total liability shall not exceed the amount you paid us in the past 12 months.
We reserve the right to terminate or suspend your account at any time, with or without cause, with or without notice. Upon termination, your right to use our services will immediately cease.
We reserve the right to modify these terms at any time. We will notify users of material changes via email or through our platform. Continued use of our services after changes constitutes acceptance of the new terms.
For questions about these Terms of Service, please contact us at legal@nextcard-ai.com.