Last updated: January 1, 2026
We collect information you provide when creating an account, including your name, email address, and payment information. We also collect transaction data and usage analytics to improve our services.
We use your information to provide, maintain, and improve our services, process transactions, send notifications, detect and prevent fraud, and comply with legal obligations.
We implement bank-level 256-bit AES encryption, secure socket layer (SSL) technology, and regular security audits to protect your personal and financial information from unauthorized access.
We do not sell your personal information to third parties. We may share data with service providers who assist us in operating our platform, subject to strict confidentiality agreements.
We use cookies and similar tracking technologies to enhance your experience, analyze usage patterns, and deliver personalized content. You can control cookie preferences through your browser settings.
You have the right to access, correct, or delete your personal data. You may also request a copy of your data or restrict its processing. Contact us to exercise these rights.
We retain your personal information for as long as your account is active or as needed to provide services. We may retain certain data for legal and regulatory compliance purposes.
Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place for such transfers.
Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children.
For privacy-related inquiries, please contact us at privacy@nextcard-ai.com.